Zap Surveys (the “ Panel”) is a market research access panel owned and operated by Dynata, LLC and its parent, subsidiary and affiliated companies, including Dynata Global UK Limited (f/k/a Research Now Limited), Research Now Group, LLC (collectively " Dynata").
As a member of the Panel, you will have the opportunity to participate in market research activities including online and mobile surveys, product tests, focus groups, and more.
1. Applicability; Agreement
All references in these terms to “ Dynata” include Dynata, LLC f/k/a Survey Sampling International, LLC and its parents, subsidiaries and affiliates, including Research Now Group, LLC and Dynata Global UK Ltd. All references in these Terms to “us” or “we” refer to Dynata.
By registering for, accessing, using, and/or participating in, the Applications/Services, you hereby expressly agree to comply with and be bound by these Terms.
Dynata reserves the right to refuse, restrict, prohibit or reject your access to, use of, and/or participation in the Applications/Services, at any time and for any reason.
2. Membership Eligibility and Participation
The Applications/Services are strictly for your personal, non-commercial use. You may use the Applications/Services only when and as available. The Applications/Services are only available to individuals who are eighteen (18) years of age or older residing in South Africa. Participation on the Panel is limited to only one (1) account per person. From time to time our clients may want to survey the opinion of minors, they may only participate with parental consent, via their parent’s account.
Dynata employees are not permitted to participate in the Panel for personal use (see Section 19).
Your participation in survey, focus group, telephone or other research (“ Research”) through the Applications/Services is based on your desire to share opinions and provide feedback. Such participation in the Research is voluntary for you, without control or direction of Dynata, and you shall exercise independent judgment and discretion while doing so.
3. Use of the Applications/Services
The Applications/Services are for personal, non-commercial use. You may use the Applications/Services only when and as available. Dynata reserves the right to change, modify or eliminate, and/or restrict or block access to, all or any part of the Applications/Services, without notice, at any time, for any reason or for no reason.
Dynata provides Panel members and non-Panel members with the opportunity to participate in surveys. Participation in surveys is voluntary. By agreeing to become a Panel member, you agree to receive invitations to participate in surveys. Additionally, Dynata may provide Panel members with the opportunity to communicate with other Panel members and/or Dynata. You may unsubscribe from Panel membership at any time; see Section 10 " Opt-Out Policy" below.
4. Panel Registration; Passwords
You may access any Website(s) as a visitor without registering for membership with the Panel associated with the Website(s) and without providing or disclosing personal information.
In order to register as a Panel member, you must register with or for the Panel and provide certain personal information. Panel members and non-Panel members are required to truthfully provide all information. Dynata reserves the right to restrict or prohibit your use of, access to and/or participation in the Applications/Services if you provide, or Dynata reasonably suspects that you have provided, information that is untrue, inaccurate, not current, or incomplete.
Each Panel member will create his/her own username and password. Panel members are solely responsible for the security of their usernames and passwords and will be solely liable and responsible for any use, whether authorized or unauthorized, of their membership accounts. Dynata strongly recommends against the use of a social security number, financial account number or any other identification or account number, as a username or password. Please do not disclose your password to anyone else, you are responsible for keeping it safe. We will not be liable for any unauthorized use of your account, which includes unauthorized use of your email address, password and reward redemption.
Panel membership is specific to the individual who registers for membership with the Panel; panel membership is not transferrable.
You acknowledge that you are accessing, using and/or participating in the Applications/Services in the capacity of an independent contractor and that no agency, partnership, join venture, employee–employer or franchisor–franchisee relationship is intended or created by this agreement.
5. Unauthorized Uses
You agree not to: (i) use spiders, robots or other automated data mining techniques to catalogue, download, store or otherwise reproduce or distribute data or content available in connection with the Applications/Services, or to manipulate the results of any survey, prize draw or contest; (ii) take any action to interfere with any Website(s) or an individual’s use of any Website, including, but not limited to, by overloading, “flooding”, “mail bombing” or “crashing” any Website; (iii) send or transmit any viruses, corrupted data or any other harmful, disruptive or destructive code, file or information, including, but not limited to, spyware; (iv) collect any personally identifiable information of or about any other user of the Applications/Services; (v) send unsolicited emails, including, but not limited to, promotions and/or advertising of products or services; (vi) open, use, or maintain more than one (1) membership account with a Panel; (vii) forge or mask your true identity; (viii) frame a portion(s) of any Website within another website or alter the appearance of any Website; (ix) establish links from any other website to any page of, on or located within any Website or to the Applications/Services, without the prior express written permission of Dynata; (x) post or transmit any threatening, libellous, defamatory, obscene, pornographic, lewd, scandalous or inflammatory material or content or any material or content that could otherwise violate Applicable Laws (as defined herein); (xi) engage in any fraudulent activity, including, but not limited to, speeding through surveys, taking the same survey more than once, masking or forging your identity, submitting false information during the registration process, submitting false or untrue survey data, redeeming or attempting to redeem rewards, prizes and/or incentives through false or fraudulent means, and tampering with surveys; (xii) reverse engineer any aspect of the Applications/Services or do any act or take any action that might reveal or disclose the source code, or bypass or circumvent measures or controls utilized to prohibit, restrict or limit access to any webpage, content or code, except as expressly permitted by Applicable Laws; (xiii) engage in any criminal or illegal act(s); (xiv) use Restricted Content (as defined herein) in violation or breach of these Terms; or (xv) encourage and/or advise any individual, including, but not limited to, any Dynata employee, to commit any act(s) prohibited hereunder.
You acknowledge and agree that Dynata will fully cooperate with all legal disclosure request(s) (e.g., court order or subpoena).
6. Restricted Content
In connection with your use of, access to and/or participation in the Applications/Services, you may have the opportunity to review or access confidential and proprietary information, materials, products and content (“Restricted Content”) belonging to Dynata and/or Dynata’s clients, partners and/or licensors. Restricted Content is and shall remain the sole and exclusive property of the owner of the Restricted Content. In no event shall you obtain or receive any right, title and/or interest in or to any Restricted Content. You agree to protect the confidentiality and secrecy of the Restricted Content and you agree not to modify, copy, reproduce, republish, display, transmit, distribute, reverse engineer, create derivative works of, decompile or otherwise use, alter or transfer Restricted Content without the prior express written consent of Dynata. You acknowledge and agree that Restricted Content may be subject to, and protected by, intellectual property laws, regulations and codes. You further acknowledge and agree that if you breach or otherwise violate the restrictions, limitations and prohibitions contained in this Section, in addition to any other rights or remedies available to Dynata, Dynata reserves the right to terminate, prohibit or restrict your use of, access to and/or participation in the Applications/Services.
7. User Content
By using, uploading, posting or submitting User Content in connection with the Applications/Services, you hereby grant to Dynata a perpetual, irrevocable, unlimited, transferrable, sub-licensable, world-wide, royalty free, right and license to edit, copy, transmit, publish, display, create derivative works of, reproduce, modify, distribute and otherwise use, modify or distribute your User Content in any manner, without compensation or notice.
You are solely responsible for User Content. Dynata does not and cannot review all User Content and Dynata is not responsible for User Content. Dynata reserves the right to delete, move or edit User Content that is, in Dynata’s sole discretion, deemed to: (i) violate these Terms; (ii) violate copyright or trademark laws; or (iii) be abusive, defamatory, obscene or otherwise unacceptable.
8. Rewards Programs
A. In connection with your use of the Applications/Services, you may have the opportunity to accumulate rewards, incentives and entries into prize draws or sweepstakes. Incentives may be in the form of points or program/panel currency (“ Panel Currency”). Panel Currency has no monetary value and cannot be redeemed for cash; Panel Currency may not be auctioned, traded, bartered or sold and is not transferrable upon death, by gift, as part of a domestic relations matter, or otherwise, except by operation of law. Information, official rules and terms and conditions for rewards, incentives and prize draws or sweepstakes may be available in these Terms, on the Website for a Panel, at the beginning or end of a survey, in survey invitations, on the website(s) or webpage(s) for redeeming rewards, incentives, and prizes, and/or may be described in any newsletter or other communication distributed or published by Dynata.
The various types of incentives and rewards Dynata may provide are to encourage participation in the Panel and are not compensation for time spent. Any points or Panel Currency that is earned or paid to you or any reward that is redeemed by you for participation in the Research or other activity on a Panel is not calculated based on time spent by you. Similarly, any consideration paid to or points earned by you for participation is not pro-rated on an hourly basis or otherwise.
B. All points or Panel Currency posted to a Panel member’s account expire one (1) year following posting, unless the points or Panel Currency are forfeited or canceled earlier due to membership or account inactivity or as otherwise set forth in these Terms. Panel member accounts are not actual bank or financial accounts and do not accrue or accumulate interest of any kind.
C. Points or Panel Currency posted in connection with the Applications/Services do not constitute property of the Panel member, cannot be transferred during or after the Panel member’s life, by operation of law or otherwise, and have no value until presented by the Panel member for redemption in accordance with these Terms.
D. In the event that any points, Panel Currency, or incentive have been erroneously posted to a Panel member’s account, Dynata may remove them from the Panel member’s account.
E. In the event that any points, Panel Currency, or incentive have been obtained and/or posted to a Panel member’s account through fraudulent means, Dynata will remove them from the Panel member’s account and the account may be suspended and/or terminated.
(1) Points or Panel Currency will be deducted from the Panel member's account at the time the redemption request is made.
(2) All redemptions are final, and rewards may not be returned for credit except as otherwise provided in these Terms or as otherwise agreed to in writing
by an authorized representative of Dynata.
(3) The minimum points or Panel Currency redemption threshold required to redeem a reward is the equivalent of Fifty United States Dollars ($50). Unless
there is a lower redemption option available, if you do not satisfy the foregoing threshold, you will not have a redemption option under Dynata’s rewards
program. Dynata reserves the right to provide reward options with lower minimum redemption thresholds without prior notice to or consent from you.
G. Dynata may modify, alter, delete or add new terms and conditions for its rewards program or the Applications/Services at any time without notice. For Dynata this includes, but is not limited to, modifying, altering, adding or deleting point values, redemption levels, conversion ratios, conditions for status, conditions for membership and conditions for earning incentives or rewards, at any time without notice. In addition, Dynata may terminate or cease offering any incentive or reward in connection with Dynata’s rewards program, at any time without notice.
H. You may not combine your points or Panel Currency with points or Panel Currency belonging to any other member, including, but not limited to, any family member or friend.
I. Dynata make no representations or warranties of any kind, express or implied, regarding any product or service received in connection with Dynata’s rewards program, including, but not limited to, any warranty of merchantability or fitness for a particular purpose. Dynata is not, and will not be, liable or responsible for the performance of, or for the failure of the performance of, any product or service for which points or Panel Currency, incentives or rewards are redeemed. In addition, Dynata is not and will not be responsible or liable for any cost, damage, accident, delay, injury, loss, expense or inconvenience that may arise in connection with the use of, or defect in, any product or service for which points, Panel Currency, incentives or rewards are redeemed. Dynata will not replace any lost, stolen, misplaced or damaged incentives or rewards.
J. YOU HEREBY EXPRESSLY ACKNOWLEDGE AND AGREE THAT THE POINTS, PANEL CURRENCY, INCENTIVES OR REWARDS EARNED THROUGH THE APPLICATIONS/SERVICES MAY BE SUBJECT TO TAX, WHICH IS THE SOLE RESPONSIBILITY OF THE PANEL MEMBER. Dynata may provide you and/or the appropriate government agency or taxing authority with information related to any payments or incentives you earn in connection with your use of the Applications/Services. You agree to provide Dynata with all required information to assist Dynata in complying with its reporting or withholding obligations. Dynata may withhold any tax from any incentive or reward as required by applicable law.
K. Every month Dynata donates USD $10,000 to American Red Cross. This donation is separate to the incentives you receive for surveys and does not come from your points balance. This does not constitute a donation on your behalf so is not tax deductible for you and is not dependent on the number of surveys in which members participate; it is one way Dynata is aiming to give back to the global community.
L. Dynata uses reasonable efforts to ensure that points or Panel Currency are credited and debited appropriately; however, the Panel member should review their account to ensure that their account correctly identifies the posted points or Panel Currency, incentives, or rewards, and reflects all of the appropriate redemption transactions. If you feel that your account was not credited or debited correctly or reflects incorrect redemption transactions, please send an email to firstname.lastname@example.org. Any email sent to Dynata should include the Panel member’s name, email address and specific information on the subject matter. Dynata will use reasonable efforts to investigate the matter and to respond back to the Panel member promptly. Dynata's decision is final and binding.
M. The suppliers or providers of the products or services offered in connection with Dynata’s rewards program and/or the owners or operators of the website(s)/webpage(s) on which redemption transactions occur, may have their own terms and conditions; please review these terms and conditions carefully.
O. If a Panel member elects to donate points or Panel Currency to one of the charities approved by Dynata, Dynata will donate said points or Panel Currency to the selected charity. The donation is not made by or on behalf of Dynata and Dynata does not and will not match any donation. Please note that the donation option is not available on every panel owned and/or operated by or on behalf of Dynata. Please check the redemption options available for the panel to which you belong.
P. Your daily limit on the redemption of points or Panel Currency is limited to two (2) redemptions per 24-hour period.
Q. In the United States, Dynata has an obligation to: (i) provide a W-9 tax form to individuals who receive payments (whether via the redemption of points or Panel Currency or other means) of $600 or more in a tax year; and (ii) file a 1099-Misc form with the United States Internal Revenue Service (“IRS”) for such payments. In addition, Dynata will provide you with a completed 1099-Misc form for your tax compliance purposes. As a result, please see the following:
(1) If you have received payments of $599 during a tax year, your account will be suspended (i.e., you will not be able to receive further payments and will not be able to complete or participate in surveys) for the remainder of the applicable tax year unless and until you provide Dynata with a completed and verified W-9 form.
(2) If you have received payments of $600 or more during a tax year, your account will be suspended indefinitely (i.e., you will not be able to receive further payments and will not be able to complete or participate in surveys) unless and until you provide Dynata with a completed and verified W-9 form. In this case, your account will not be reinstated at the beginning of the next tax year, unless or until you provide Dynata with a completed and verified W-9 form.
If you have any questions, please contact email@example.com .
9. Profile Updates
Panel members agree to notify Dynata promptly of any changes in or to the information contained in their member profile. Panel members agree to review and update their membership profiles as necessary but no less frequently than once every six (6) months. A Panel member may update, correct and/or delete information contained in his or her membership profile by: (i) accessing his or her Panel membership account; or (ii) sending an email to the appropriate Panel member services team for the appropriate Panel.
10. Opt-Out Policy
In connection with your use of the Applications/Services, you may be able to link or connect voluntarily to websites maintained and/or operated by third parties (“ Third Party Websites”). Dynata does not endorse any Third-Party Website nor any products, services and/or opportunities advertised, offered and/or sold by, through or in connection with any Third-Party Website (“ Third-Party Information”). Dynata does not make any representations or warranties regarding Third Party Websites and/or Third-Party Information. Please carefully review all policies and terms applicable to Third-Party Websites and Third-Party Information.
12. Communications with Dynata
All communications (excluding personal information) and User Content submitted or transmitted by you to Dynata, by electronic mail or otherwise, shall be treated as non-confidential and non-proprietary information, unless specifically indicated by you either prior to, or contemporaneously with, the submission or transmission of such communications and User Content. You agree that any such communications and User Content may be used by Dynata for any legal reason.
THE APPLICATIONS/SERVICES, INCLUDING ALL INFORMATION, SURVEYS, CONTENT, MATERIAL, COMMENTARY AND APPLICATIONS/SERVICES MADE AVAILABLE ON OR THROUGH THE APPLICATIONS/SERVICES, ARE PROVIDED “AS IS”. DYNATA DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER IN CONNECTION WITH ANY INFORMATION, CONTENT, MATERIAL, COMMENTARY, SURVEYS, PRODUCTS OR SERVICES MADE AVAILABLE ON OR THROUGH THE APPLICATIONS/SERVICES, INCLUDING, BUT NOT LIMITED TO, ANY USER CONTENT. FURTHER, DYNATA HEREBY DISCLAIMS ANY AND ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF NON-INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. DYNATA DOES NOT WARRANT THAT THE TOOLS, TECHNOLOGY OR FUNCTIONS CONTAINED IN THE APPLICATIONS/SERVICES OR ANY CONTENT, MATERIAL, COMMENTARY, INFORMATION AND/OR SERVICES CONTAINED THEREIN, WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, THAT THE SYSTEMS OR THE SERVER(S) THAT SUPPORT THE APPLICATIONS/SERVICES AND MAKE THE APPLICATIONS/SERVICES AVAILABLE WILL BE CORRECTED OR THAT THE APPLICATIONS/SERVICES AND/OR THE SYSTEMS AND/OR THE SERVER(S) THAT SUPPORT THE APPLICATIONS/SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. DYNATA DOES NOT PROVIDE ACCESS OR CONNECTION TO THE INTERNET AND IS NOT AND SHALL NOT BE RESPONSIBLE OR LIABLE FOR THE ACTIONS OR OMISSIONS OF THIRD PARTIES THAT INTERFERE WITH, LIMIT, RESTRICT OR PREVENT ACCESS OR CONNECTION TO, OR USE OF, THE APPLICATIONS/SERVICES.
Dynata hereby reserves the right, in Dynata’s sole discretion, to make changes to these Terms. Dynata encourages you to review these Terms on an ongoing basis. Dynata will obtain your consent prior to changes that are of such nature that consent is needed or required. For changes that do not require consent, your continued use of, access to, and/or participation in the Applications/Services does and will constitute your acceptance of these Terms as amended.
You agree to indemnify, defend and hold harmless Dynata and its parent, affiliated and subsidiary companies and its and their respective members, managers, shareholders, directors, officers, employees and agents from and against any and all claims, liabilities, losses, judgments, awards, fines, penalties and costs and/or expenses of any kind, including, but not limited to, reasonable attorneys’ fees and court costs, arising out of, resulting from or caused, either directly or indirectly, by: (i) your breach or violation of these Terms; and/or (ii) your use of, participation in, and/or access to the Applications/Services.
16. Limitations of Liability
EXCEPT TO THE EXTENT PROHIBITED BY APPLICABLE LAWS, YOU ACKNOWLEDGE AND AGREE THAT IN NO EVENT WILL DYNATA BE LIABLE OR OTHERWISE RESPONSIBLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL AND/OR PUNITIVE DAMAGES, FOR ANY REASON(S) OR FOR ANY CAUSE(S), REGARDLESS OF WHETHER DYNATA IS INFORMED OF THE POSSIBILITY THAT SUCH DAMAGES MAY EXIST.
ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO USE OF THE APPLICATIONS/SERVICES AND/OR THESE TERMS MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE.
17. Compliance with Applicable Laws
You acknowledge and agree that you will comply with all applicable international, national, Federal, state and/or local laws, codes, regulations, rules and/or requirements (“ Applicable Laws”) regarding your use of, participation, in, and/or access to the Applications/Services.
18. Suspension; Termination; De-Activation of Panel Membership Accounts
Either party may terminate your membership with a Panel at any time, with or without cause, for any reason or for no reason, and without liability for the termination.
In addition to any and all other available remedies, Dynata may, without notice, suspend and/or terminate your use of, access to, and/or participation in the Applications/Services if you are in breach or violation of these Terms. If Dynata terminates your membership due to your breach or violation of these Terms: (i) you forfeit all rights, title and interest in and/or to all unredeemed rewards, incentives and/or prizes, effective immediately upon termination; (ii) your membership will immediately be canceled; and (iii) your access to, participation in and use of the Applications/Services (including, but not limited to, participation in survey projects) will immediately cease.
In the event that a non-Panel member breaches or otherwise violates these Terms, such non-Panel member hereby agrees that: (a) all rights, title and interest in and/or to all unredeemed rewards, incentives and/or prizes (if any), shall be forfeit effective immediately upon termination; and (b) access to, use of, and participation in the Applications/Services will immediately cease.
In addition, Dynata reserves the right to de-activate your Panel membership account: (a) if your membership account does not remain Active (as defined herein); (b) if Dynata receives a hard bounce or delivery failure notice in regards to email communications sent by Dynata to your email account; or (c) if Dynata receives a “mailbox full” reply notice three (3) times in regards to email communications sent by Dynata to your email account. For the purpose of these Terms, “Active” means that you: (i) participate in a survey at least once every six (6) months; or (ii) update your profile or member information at least once every six (6) months.
In the event of deactivation, termination by you or termination by Dynata (other than for your breach or violation of these Terms), Dynata shall maintain a record of the posted, unredeemed rewards, incentives and/or prizes and, subject to the applicable minimum redemption thresholds, shall allow you to redeem such rewards, incentives and/or prizes for a period of thirty (30) days following the effective date of termination or deactivation of your account. Termination or deactivation of your membership will not delete or remove any application(s).
19. Dynata Employee
A. Restriction . Dynata employees and their Immediate Family Member(s) (as defined herein) are not eligible to receive any payments, prizes or incentives for using, participating in or accessing the Applications/Services. For the purpose of this Section 19, the term “Immediate Family Member(s)” includes parents, spouses, children or significant others (i.e., girlfriends/boyfriends, domestic partners and spousal equivalents).
B. Procedures . Dynata’s employees may use, access or participate in the Applications/Services only after receiving written permission from their respective manager, and only for the sole purpose of improving Dynata’s products and/or services. Dynata’s employees must always be honest and report accurate information in connection with using, accessing or participating in the Applications/Services. If altered, false, or untrue information or data must be used, prior consent and approval must be received from Dynata’s Chief Executive Officer.
C. Improper Conduct . Unless authorized pursuant to these Terms or otherwise approved in writing by Dynata’s Chief Executive Officer, the violation of the terms of this Section 19 by a Dynata employee and/or his/her Immediate Family Member(s) is a violation of Dynata’s standards of conduct and any such violation may subject the employee to discipline, including, but not limited to, termination of employment.
A. Notice from You to Dynata . Except as otherwise set forth herein or as required by Applicable Laws, all notices to be sent or provided to Dynata should: (i) be correctly addressed to the applicable business address, and shall be sufficiently delivered if delivered: (a) by Federal Express, Express Mail or other nationally or internationally recognized overnight courier service (in which case notice shall be effective one (1) business day following dispatch); or (b) by certified mail, return receipt requested, postage prepaid (in which case notice shall be effective six (6) days following deposit in mail); or (ii) be sent via email to the appropriate member services team for the appropriate Panel.
B. Notice from Dynata to You . Except as otherwise required by Applicable Laws, you agree that Dynata may provide notices to you: (i) via the email address provided by you to Dynata (in which case notice shall be effective one (1) day following the date the email was sent, provided that Dynata did not receive an error message stating that delivery of the email was delayed, that the e-mail address was invalid or that the email otherwise could not be delivered); (ii) by certified mail, return receipt requested, postage prepaid addressed to the address provided by you to Dynata (in which case notice shall be effective six (6) days following deposit in the mail); or (iii) by posting notices on the applicable Website(s). You agree to check the applicable Website(s) frequently for notices and to keep your personal information up to date.
C. Legal Notice. All questions regarding these Terms and all legal notices should be sent, in accordance with Section 20.A. of these Terms, to:
4 Research Drive
Shelton, Connecticut 06484.
Attn: Legal Team
58 St Katharine's Way
London E1W 1LB, United Kingdom
Attn: Legal Team/p>
Via email to: LEGAL@dynata.com
If any term or provision of these Terms shall be held or declared to be invalid or unenforceable for any reason by any court of competent jurisdiction, such term or provision shall be deemed null and void and shall not affect the application and/or interpretation of these Terms. The remaining terms or provisions of these Terms shall continue in full force and effect, as if the invalid or unenforceable term or provision was not a part of these Terms.
22. Governing Laws; Jurisdiction and Venue
These Terms and your access to, use of or participation in the Applications/Services shall be governed by and construed in accordance with the laws of the state of Connecticut, USA, without regard to any portion of any choice of law principles (whether those of Connecticut or any other jurisdiction) that might provide for application of a different jurisdiction’s laws. All claims or disputes arising in connection with these Terms and/or your access to, use of or participation in the Applications/Services shall be subject to the exclusive jurisdiction of the state or Federal courts located in Fairfield County, Connecticut, USA.
23. Miscellaneous Terms
The headings contained in these Terms are for reference only and shall have no effect on the interpretation and/or application of these Terms. Dynata’s failure to enforce a breach by you of these Terms shall not waive or release you from such breach and shall not waive, release or prevent Dynata from enforcing any subsequent breach by you of these Terms. These Terms and any rules, terms or policies referenced herein or incorporated herein, and any Panel-specific requirements, represent the entire understanding and agreement between Dynata and you with respect to the subject matter hereof.